Prima Casa - Compare Offers
Compare all Prima Casa offers in Moldova.
Found 6 mortgages
Credit Ipotecar Prima Casă
Prima Casa Plus
- *100% LTV available only in Chisinau and Balti
Credit Prima Casă Plus
- *Lower APR for longer terms
- *0% down payment for refinancing
Prima Casă Plus
Credit PRIMA CASĂ
- *APR varies based on property location (state guarantee share)
- *Monthly guarantee fee varies by guarantee share
- *Penalty interest = Current Rate + 5 p.p.
- *Maximum applicant age: 50 years
Credit Prima Casa Plus
Average rate (APR)
10.28%
Range: 9.25% – 11.3%
Variable
Early Repayment
1% – year 1; 0.5% – from year 2 of remaining balance
Information is updated periodically. Please verify current terms on the bank's website.
Frequently asked questions
What is the Prima Casă programme?
It is a state programme that helps you buy a home with a small down payment. The state guarantees part of the loan, so the bank asks for a smaller down payment than on a regular loan.
What are the conditions in 2026?
You need to be up to 50 years old, have a job with official income, and a down payment of at least 5% of the home price. The loan can run for up to 25 years.
What is the Prima Casă interest rate?
In the first half of 2026, the maximum rate is 8.57%. It includes the NBM reference rate, a bank margin of up to 3%, and the guarantee fee.
Can I also get a compensation from the state?
Yes, some categories can get a compensation, for example families with children. Note that new compensation applications are on hold since April 2026. See the compensation guide for details.