Mortgage calculator
Free mortgage payment calculator for Moldova. Enter property value, down payment, and term to see your monthly instalment, LTV, and total repayable amount.
Your loan details
Based on rates from 9 banks — indicative
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How to use the mortgage calculator
How is the monthly mortgage payment calculated?
The monthly payment depends on the loan amount, the interest rate and the term. The calculator uses the annuity formula, meaning an equal payment every month. Enter the property value, down payment and term, and it shows the monthly payment, loan amount and total cost.
What interest rate should I enter?
You can start from the market average, which is currently about 9.6% across the 9 banks compared on the site. For an exact figure, use the rate from the offer of the bank you are interested in.
What is LTV and why does it matter?
LTV (loan-to-value) is the ratio of the loan to the value of the home. A larger down payment means a lower LTV and usually a better rate. With a 20% down payment, the LTV is 80%.
Does the calculator include fees and APR?
The calculator estimates the payment from the nominal rate. For the real total cost, also account for fees, which are included in the APR. Compare offers by APR, not just by the monthly payment.